# Financial Aid **Canonical URL:** https://www.ecpi.edu/financial-aid **Last Updated:** 2026-09-24T13:42:30+00:00 ## Financial Aid Paying for college is an important part of planning your education. ECPI University’s Financial Aid team can help you understand your financial aid options and guide you through the application process. Financial aid may be available to those who qualify. ## Apply for Financial Aid **Please take the time to read:** [Financial Assistance Office Code of Conduct](https://www.ecpi.edu/financial-assistance/financial-assistance-code-of-conduct). Follow these steps to apply for federal student aid. 1. **Create or Access Your StudentAid.gov Account** Log in or create your StudentAid.gov account to complete federal student aid forms and manage your [Federal Student Aid information](https://studentaid.gov/fsa-id/create-account/launch). 2. **Complete the FAFSA** Complete the Free Application for [Federal Student Aid (FAFSA) at StudentAid.gov](https://studentaid.gov/h/apply-for-aid/fafsa). When completing your FAFSA, use ECPI University’s school code: **010198**. 3. **Complete Entrance Counseling** If required, complete [federal student loan entrance counseling](https://studentaid.gov/entrance-counseling/) at StudentAid.gov. 4. **Complete Your Master Promissory Note** If you are borrowing federal student loans, complete your [Master Promissory Note](https://studentaid.gov/mpn/) at StudentAid.gov. 5. **Review the Annual Student Loan Acknowledgement** Federal Student Aid encourages borrowers to complete the[ Annual Student Loan Acknowledgement](https://studentaid.gov/asla/) each year they accept a new Direct Loan. [Start the Application Process](https://studentaid.gov/fafsa-app/ROLES) ECPI University’s school code is **010198.** **Grant Information** Federal Direct Loans are student loans funded by the U.S. Department of Education and must be repaid with interest. Eligible students may qualify for Direct Subsidized or Direct Unsubsidized Loans, depending on factors including financial need. Visit [ECPI University’s grant information page](https://www.ecpi.edu/financial-assistance/grant-information) for current eligibility requirements, loan limits, interest rates, and repayment information. **Federal Direct Loans** Federal Direct Loans are student loans funded by the U.S. Department of Education and must be repaid with interest. Eligible students may qualify for Direct Subsidized or Direct Unsubsidized Loans, depending on factors including financial need. Visit [StudentAid.gov](https://studentaid.gov/) for current eligibility requirements, loan limits, interest rates, and repayment information. **Federal Parent PLUS Loans** Parents of dependent undergraduate students may be eligible to apply for a federal Direct PLUS Loan to help cover eligible education expenses not covered by other financial aid. Eligibility requirements, including a credit check, apply. Visit [StudentAid.gov](https://studentaid.gov/plus-app/parent/landing) for current eligibility requirements and application information. ## Financial Aid for Veterans and Military-Affiliated Students Eligible veterans, service members, and military-affiliated students may have access to education benefits through the U.S. Department of Veterans Affairs or other military education programs. Visit [Explore VA and Military Benefits](http://www.gibill.va.gov/) to find information about available benefits and the steps for using them at ECPI University. ## Exit Counseling for Graduates Federal student loan borrowers are required to complete exit counseling when they graduate, leave school, or drop below half-time enrollment. Exit counseling provides information about federal student loan repayment, repayment plans, and borrower responsibilities. [Complete exit counseling](https://studentaid.gov/exit-counseling/) through StudentAid.gov. ## Additional Payment Options Additional options may be available to help cover education costs not met by financial aid. ### Payment Plans ECPI University offers payment plan options that may allow eligible students to pay certain education costs over time. ### Private Student Loans Private lenders may offer student loans to help cover education expenses. Rates, fees, eligibility requirements, and repayment terms vary by lender. Visit ECPI University’s [Private Student Loans](https://www.ecpi.edu/financial-assistance/private-alternative-loans) page for more information. ## Questions About Financial Aid? ECPI University’s Financial Aid team can help you understand the financial aid process, required documents, and next steps. Call [844.334.4466](tel:8443344466) or email to contact the Financial Aid team.